Being Shorter than Normal is Legal in Illinois

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February 2012
Michael Cortina
McHenry County Bar Association's In Brief

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In this article, Mike Cortina analyzes a recent Illinois decision that modifies the amount of time a customer has to file a dispute with a bank in order to recover funds withdrawn from a fraudulent transaction. Mike emphasizes the significance of Napleton v. Great Lakes Bank N.A., because it is the first case in Illinois that authorized a bank's account agreement to modify the provisions of the Illinois' Uniform Commercial Code relating to the length of time a plaintiff has to notify the bank of a forged check.

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